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Agriculture Loans

Operating Lines of Credit

Our crop production and livestock loans are structured to consider your cash flows throughout the year.  We recognize the flexibility required to take advantage of discounts and fluctuating markets is invaluable as input prices continue to rise.  The profitability of your operation can suffer without access to sufficient funds.  Stop in and discuss your business with one of our loan officers.  We will take the time to understand your operation so a line may be customized to fit your needs.

Machinery Purchase Loans

As your operation grows or you make adjustments to the way you farm, new demands are placed on your equipment.  Often times, adding or replacing equipment within your fleet is cost beneficial.  Whether new or used, we offer competitive financing on farm machinery. 

Real Estate Loans

Would you like the opportunity to buy that tract of land next to the piece you already farm?  Or perhaps the ground you currently rent or share crop is coming available and you’d like to purchase it.  Our loan officers can assist you in your acquisition.  Call Justin Richards, Jennifer Wade, or Tim Miller to find out more.

FSA Guaranteed Loans

Community Banks of Shelby County does partner with the Farm Services Agency (FSA) to assist those who qualify for various agriculture-related loan programs.  Please call one of our loan officers for more information.

 

 
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